Getting Started with Open Mortgage

Whether you are a First-Time Homebuyer, Refinancing, or considering a Reverse Mortgage, the first steps can be seem complex. But getting started is easy with Open Mortgage. Select the option below that matches your needs and we will guide you through the process.

Quick Start

The first step in the mortgage loan process is a review of your credit report.
Until recently this meant a long, drawn-out process of arranging a meeting with a loan originator and filling out applications by hand. Through Open Mortgage’s new StartMyApplication page, you can begin the loan process online from the comfort of your home or office. In just a few easy steps, you can start an application and receive a copy of the same credit report that lenders use to determine your eligibility and terms for a loan:

  • Step 1: Click the Quick Start button below
  • Step 2: Create an account, and enter your personal information
  • Step 3: Enter your preferred method of payment for the application’s credit report fee (Visa, M/C, AMEX)
  • Step 4: Confirm that you have authorized access to your credit report
  • Step 5: Instantly receive your report

Your loan originator will also receive a copy of your credit report and scores, giving you a quick start to securing your loan!

Note: If our quick start did not process your credit report on your loan originator’s site, please go to our Corporate site and use the Corporate Quick Start at: OpenMortgage.StartMyApplication.com.

Afterwords, please notify your loan originator that you used the Corporate site. Our staff will ensure that your application is routed seamlessly back to your loan originator. If you need a loan originator assigned to you, please call 888-602-6626 and an Open Mortgage representative will connect you with a new loan originator.

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Quick Start 2: Complete the Purchase or Re-finance MINI Application

If you already know your credit scores, but would still like a quick start to your mortgage loan application, you can fill out our mini-app.

It is a shortened version of our full application to give your information to your Loan Originator and get the process started. Click the button below to be directed to our online mini-application.

  • The Mini-App will get you started, but it is not a replacement for the Full Mortgage Loan Application (described below). You will still need to fill out the Full Application to officially apply for your loan.
  • Fill out the application and Click Send when you are finished.
  • Your Mini Application is not complete until you click Send. If you leave the page before clicking Send, your application will not go through and your information will be lost.

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Complete the Purchase or Re-finance FULL Application

Complete the full application to officially apply for your home mortgage loan.

  • Fill out the application and Click Send when you are finished.
  • Your Full Application is not complete until you click Send. If you leave the page before clicking Send, your application will not go through and your information will be lost.

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Start Your Free Reverse Mortgage Quote

This enables you, as a Senior (age 62 and older who own your own home) to get a quote for a reverse mortgage. After you fill out this short form, your Loan Originator will contact you to help you decide which reverse mortgage loan program is right for you and guide you through the process.

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Contact Your Loan Originator

At Open Mortgage, no one goes it alone. If you’re having trouble deciding which of the options above is best for your situation, or if you just need to talk to someone before starting starting the home loan mortgage process, use the button below to contact your Loan Originator.

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